Mortgage Industry Insights
Recent News and Events
Relax! Rising Mortgage Interest Rates are NOT a Problem!
On June 15, 2022, in an attempt to curb rapidly-growing inflation, the Federal Reserve raised its benchmark Federal Funds rate by 75 basis points (bps). [...]
How to Remove Private Mortgage Insurance (PMI)!
The Private Mortgage Insurance (PMI) industry emerged years ago, when mortgage industry research conclusively determined that residential mortgage loans containing a loan-to-value (LTV) of above [...]
Creatively Avoiding Private Mortgage Insurance!
Several years ago, the mortgage industry conducted research which conclusively determined that people who have mortgages with loan-to-values (LTVs) of above 80% have a higher [...]
Products to Set You Apart from Your Competition – The Low-Down-Payment HomeReady® Mortgage
A mortgage loan originator is a mortgage loan originator is a mortgage loan originator. That’s exactly how most home financers see it. How will you [...]
Unique Mortgage Products to Set You Apart from Your Competition
Imagine visiting your doctor due to a painful knee. Your doctor, who just happened to be a cardiologist by trade, enters the exam room and, [...]
How to Originate Mortgages in a High-Interest-Rate Environment
I was a high-numbers, top-producing loan originator back in the early 2000’s when the 30-year fixed interest rate was 9%. So I am not paying [...]
Recent News & Events
Relax! Rising Mortgage Interest Rates are NOT a Problem!
On June 15, 2022, in an attempt to curb rapidly-growing inflation, the Federal Reserve raised its benchmark Federal Funds rate by 75 basis points (bps). [...]
How to Remove Private Mortgage Insurance (PMI)!
The Private Mortgage Insurance (PMI) industry emerged years ago, when mortgage industry research conclusively determined that residential mortgage loans containing a loan-to-value (LTV) of above [...]
Creatively Avoiding Private Mortgage Insurance!
Several years ago, the mortgage industry conducted research which conclusively determined that people who have mortgages with loan-to-values (LTVs) of above 80% have a higher [...]
Products to Set You Apart from Your Competition – The Low-Down-Payment HomeReady® Mortgage
A mortgage loan originator is a mortgage loan originator is a mortgage loan originator. That’s exactly how most home financers see it. How will you [...]
Unique Mortgage Products to Set You Apart from Your Competition
Imagine visiting your doctor due to a painful knee. Your doctor, who just happened to be a cardiologist by trade, enters the exam room and, [...]
How to Originate Mortgages in a High-Interest-Rate Environment
I was a high-numbers, top-producing loan originator back in the early 2000’s when the 30-year fixed interest rate was 9%. So I am not paying [...]











