Mortgage Industry Insights
Recent News and Events
How Many Questions Can I Miss and Still Pass the NMLS Exam?
Before I begin, I’d like to make something perfectly clear. Approaching the NMLS National Mortgage Loan Originator Licensing Exam from the perspective of, “How Many [...]
Continuing Education and Renewing Your Mortgage License
Congratulations! You’ve completed all required pre-licensing education, you’ve passed the NMLS exam, you’ve applied for your license, and you’ve received a mortgage license. You’re now [...]
How Long Are the 20-Hour Pre-Licensing Course and the NMLS National Licensing Exam Good For?
As you’re most likely aware, two of the most important prerequisites that must be completed prior to applying for and being issued a state mortgage [...]
What’s the Difference Between PMI & MIP
Mortgage protégés are frequently confused between Private Mortgage Insurance (PMI) and Mortgage Insurance Premium (MIP) and I’m regularly asked to differentiate between the two [...]
There’s No Such Thing as an Unqualified Borrower!
Admit it! After reading this article’s title you either thought, “This Leffler guy’s delusional” or, “Now I’ve GOT to read this!” I’m betting that [...]
Note Rate versus Annual Percentage Rate … NOT the Bait & Switch that Borrowers May Think!
I cannot tell you how many times, in the beginning of my mortgage originations career, I had to field an angry call from an [...]
Recent News & Events
How Many Questions Can I Miss and Still Pass the NMLS Exam?
Before I begin, I’d like to make something perfectly clear. Approaching the NMLS National Mortgage Loan Originator Licensing Exam from the perspective of, “How Many [...]
Continuing Education and Renewing Your Mortgage License
Congratulations! You’ve completed all required pre-licensing education, you’ve passed the NMLS exam, you’ve applied for your license, and you’ve received a mortgage license. You’re now [...]
How Long Are the 20-Hour Pre-Licensing Course and the NMLS National Licensing Exam Good For?
As you’re most likely aware, two of the most important prerequisites that must be completed prior to applying for and being issued a state mortgage [...]
What’s the Difference Between PMI & MIP
Mortgage protégés are frequently confused between Private Mortgage Insurance (PMI) and Mortgage Insurance Premium (MIP) and I’m regularly asked to differentiate between the two [...]
There’s No Such Thing as an Unqualified Borrower!
Admit it! After reading this article’s title you either thought, “This Leffler guy’s delusional” or, “Now I’ve GOT to read this!” I’m betting that [...]
Note Rate versus Annual Percentage Rate … NOT the Bait & Switch that Borrowers May Think!
I cannot tell you how many times, in the beginning of my mortgage originations career, I had to field an angry call from an [...]