Mortgage Industry Insights
Recent News and Events
How Long Are the 20-Hour Pre-Licensing Course and the NMLS National Licensing Exam Good For?
As you’re most likely aware, two of the most important prerequisites that must be completed prior to applying for and being issued a state mortgage [...]
What’s the Difference Between PMI & MIP
Mortgage protégés are frequently confused between Private Mortgage Insurance (PMI) and Mortgage Insurance Premium (MIP) and I’m regularly asked to differentiate between the two [...]
There’s No Such Thing as an Unqualified Borrower!
Admit it! After reading this article’s title you either thought, “This Leffler guy’s delusional” or, “Now I’ve GOT to read this!” I’m betting that [...]
Note Rate versus Annual Percentage Rate … NOT the Bait & Switch that Borrowers May Think!
I cannot tell you how many times, in the beginning of my mortgage originations career, I had to field an angry call from an [...]
I Have a Fixed-Rate Mortgage! Why Did My Payment Increase?
Research consistently reveals that mortgage applicants who understand the process through which their Mortgage Loan Originator (MLO) guides them are measurably happier than those [...]
How to Pass the NMLS Exam!
I have good news and I have bad news. The good news is that the NMLS National MLO licensing examination is a passable exam. [...]
Recent News & Events
How Long Are the 20-Hour Pre-Licensing Course and the NMLS National Licensing Exam Good For?
As you’re most likely aware, two of the most important prerequisites that must be completed prior to applying for and being issued a state mortgage [...]
What’s the Difference Between PMI & MIP
Mortgage protégés are frequently confused between Private Mortgage Insurance (PMI) and Mortgage Insurance Premium (MIP) and I’m regularly asked to differentiate between the two [...]
There’s No Such Thing as an Unqualified Borrower!
Admit it! After reading this article’s title you either thought, “This Leffler guy’s delusional” or, “Now I’ve GOT to read this!” I’m betting that [...]
Note Rate versus Annual Percentage Rate … NOT the Bait & Switch that Borrowers May Think!
I cannot tell you how many times, in the beginning of my mortgage originations career, I had to field an angry call from an [...]
I Have a Fixed-Rate Mortgage! Why Did My Payment Increase?
Research consistently reveals that mortgage applicants who understand the process through which their Mortgage Loan Originator (MLO) guides them are measurably happier than those [...]
How to Pass the NMLS Exam!
I have good news and I have bad news. The good news is that the NMLS National MLO licensing examination is a passable exam. [...]













