I’ve Received My First MLO License. Now What?
Life likely seems surreal. After, what’s seemed like a lifetime [...]
Just Because We Can, Does Not Mean That We Should!
The Pitfalls of Artificial Intelligence (AI) It’s only a matter [...]
Do I Need My Own Insurance to be a Mortgage Loan Originator?
Attorneys, physicians, and surgeons do it through malpractice insurance. IT [...]
Can I Get Licensed as a Mortgage Loan Originator With Problematic Credit?
Let’s face it. At one time or another, most of [...]
Can I Work as a Part-Time Mortgage Loan Originator?
I’m actually surprised by how regularly I encounter new and [...]
Can I Work Remotely as a New Mortgage Loan Originator?
One thing has become abundantly clear in our post-covid career [...]
How Do You Know When You’re Ready to Take the NMLS Mortgage Licensing Exam?
So you’ve decided to become a residential mortgage loan originator! [...]
How to Pass the NMLS Exam!
Some Good News and Some Bad News! The Bad News [...]
Build a One-Stop Shop: Add value for your clients by expanding your referral partnerships
A business owner is only as successful as the people [...]
Should I Get an NMLS Exam Prep Tutor?
According to the Conference of State Bank Supervisors (CSBS) (the [...]
From Overwhelmed to Confident: Navigating the NMLS Exam Journey
Having been an NMLS exam preparation and 20-hour course instructor [...]
As a Mortgage Loan Originator You Actually Have a Choice!
When an aspiring mortgage loan originator imagines passing the NMLS [...]
Exploring the Different Career Opportunities for Mortgage Loan Originators
Becoming a successful mortgage loan originator means much more than [...]
SAFE MLO Exam: What to Expect on Test Day
Passing the SAFE MLO Exam is mandatory if you want [...]
Networking and Building Relationships in the Mortgage Industry
Building relationships in the mortgage industry is essential to generating [...]
What Goes Down Must Come Up!
On Wednesday, September 27th, the Consumer Financial Protection Bureau (CFPB) [...]
The Emotionally Intelligent Mortgage Loan Originator
Were you aware that a significant number of mortgage [...]
Avoid Roller-Coaster Commissions by Originating Like a Mortgage Underwriter!
Have you ever met a Mortgage Loan Originator (MLO) [...]
The Art of Mortgage Loan Originator Success: It’s More Than Just Interest Rates
High Interest Rates? No Problemo! Whenever I encounter a [...]
NMLS Federal Mortgage Related Laws: The Core of the NMLS Exam
Passing the NMLS exam is a significant milestone for anyone [...]
Unveiling RESPA Violations in the Mortgage Industry: Recent CFPB Action and the Cost of Ignoring Regulations
It always astounds me when I learn about sanctions imposed [...]
Shielding Clients from Relentless Credit Offers: A Guide for MLOs to Safeguard Applicant Data
I recently read a social media post through which a [...]
Breaking down the SAFE Act: How it Affects Aspiring Mortgage Loan Originators
In the world of finance and real estate, aspiring mortgage [...]
The Importance of Mortgage Coaching!
Can you imagine just how disastrous things would turn out [...]
Common Challenges Faced By New Mortgage Loan Originators (And How To Overcome Them)
Very little is quite as or even more professionally rewarding [...]
How to Get an NMLS License
The process of getting an NMLS license begins with understanding [...]
The Role of a Mortgage Loan Originator
In the vast realm of the real estate market, securing [...]
A Guide to Picking the Right NMLS Practice Exam
Are you planning to take the NMLS (Nationwide Mortgage Licensing [...]
Six Tips to Finding the Best 20-Hour NMLS Course!
Why Be Picky? A horse is a horse of course [...]
How to Become a Mortgage Loan Originator
Becoming a mortgage loan originator can be a rewarding career [...]
How Many Questions Can I Miss and Still Pass the NMLS Exam?
Before I begin, I’d like to make something perfectly clear. [...]
Continuing Education and Renewing Your Mortgage License
Congratulations! You’ve completed all required pre-licensing education, you’ve passed the [...]
How Long Are the 20-Hour Pre-Licensing Course and the NMLS National Licensing Exam Good For?
As you’re most likely aware, two of the most important [...]
What’s the Difference Between PMI & MIP
Mortgage protégés are frequently confused between Private Mortgage Insurance [...]
There’s No Such Thing as an Unqualified Borrower!
Admit it! After reading this article’s title you either [...]
Note Rate versus Annual Percentage Rate … NOT the Bait & Switch that Borrowers May Think!
I cannot tell you how many times, in the [...]
I Have a Fixed-Rate Mortgage! Why Did My Payment Increase?
Research consistently reveals that mortgage applicants who understand the [...]
How to Pass the NMLS Exam!
I have good news and I have bad news. [...]
The All-Important Credit Score When Underwriting a Mortgage Loan Application!
The quality of an individual’s credit serves as a window [...]
Important Things to Know About Scheduling Your NMLS Exam!
You’ve finally finished studying and you’re ready to scheduling your [...]
The Six NMLS Exam Federal Mortgage Related Laws Component Study Strategies!
There’s no way around it! If you want to pass [...]
Success Through the Temporary Buydown!
Mortgage interest rates are on the upswing; there’s no contesting [...]
How To … Effectively Explain the Difference Between the Note Rate and the APR!
One of the loan originator’s most frequent challenges is adequately [...]
How To … Calculate LTV, CLTV, and TLTV!
When you think about it, the logic is pretty simple! [...]
How To … Calculate Debt-to-Income Ratios!
Long gone are the days of the “liar loans” [...]
It’s Really Not That Bad!
If I’ve taken anything away from my 26-year mortgage industry [...]
New to the Mortgage Industry? No Problem!
You completed your 20-hour pre-licensing and state-specific education requirements. You [...]
Can a New Mortgage Loan Originator Effectively Work From Home?
Through my responsibilities of offering NMLS exam preparation to [...]
The FHA Mortgage Insurance Premium … What You Want to Know!
We’ve all heard of private mortgage insurance (PMI). You know, [...]
Now is the Perfect Time to Become a Mortgage Loan Originator!
Everywhere they turn, people considering a career as a mortgage [...]
The Beauty of Challenging Customers!
Are you ready for some awesome news? I am excited [...]
Do You Charge or Get Paid?
Allow me to make this perfectly clear. Without providing exceptional [...]
Relax! Rising Mortgage Interest Rates are NOT a Problem!
On June 15, 2022, in an attempt to curb rapidly-growing [...]
How to Remove Private Mortgage Insurance (PMI)!
The Private Mortgage Insurance (PMI) industry emerged years ago, when [...]
Creatively Avoiding Private Mortgage Insurance!
Several years ago, the mortgage industry conducted research which conclusively [...]
Products to Set You Apart from Your Competition – The Low-Down-Payment HomeReady® Mortgage
A mortgage loan originator is a mortgage loan originator is [...]
Unique Mortgage Products to Set You Apart from Your Competition
Imagine visiting your doctor due to a painful knee. Your [...]
How to Originate Mortgages in a High-Interest-Rate Environment
I was a high-numbers, top-producing loan originator back in the [...]
Should I Hire An NMLS Exam Prep Tutor
For every hundred people who read this article, forty-nine will [...]
What Do You Know About … Piggyback Financing & Financed Mortgage Insurance (FMI)?
Piggyback Financing You’re contacted by a potential mortgage applicant who [...]
What Do You Know About … Interest-Only Loans?
Interest-only (I/O) loans do not fit into the Qualified Mortgage [...]
What Do You Know About Balloon Loans?
They’re certainly rare! But they’re still out there. Collateralizing properties [...]
What is … A Conventional/Conforming Mortgage Loan?
Conventional Mortgage Loans One of the most fundamental, but frequently-asked [...]
The Mortgage Loan Originator … Far From Just A Deal Closer!
It happened almost fifteen years ago but I remember it [...]
Six Steps to Mortgage Loan Originator Success
A police officer graduates from the police academy on Friday. [...]
Spotlight on Success in the Making The Secrets of a Promising New Mortgage Loan Originator
Growing up in Nutley, New Jersey, Antonio Velardi learned the [...]
Tips To Passing The NMLS National Pre-Licensing Exam The Fourth in a Four-Part Series
I am pleased to conclude this four-part series by presenting [...]
Tips To Passing The NMLS National Pre-Licensing Exam The Third in a Four-Part Series
This week, I am pleased to present tips nine through [...]
Tips To Passing The NMLS National Pre-Licensing Exam The Second in a Four-Part Series
Today I’m going to jump right in with the next [...]
Tips To Passing The NMLS National Pre-Licensing Exam The First in a Four-Part Series
Training and accountability have been two of the most serious [...]
What Makes a Successful Mortgage Loan Originator?
So you’re thinking about becoming a mortgage loan originator, [...]
Hitting the Mortgage Originations Ground Running Part Three of a Three-Part Series on Getting Started in the Residential Mortgage Loan Origination Business GalleryHitting the Mortgage Originations Ground Running Part Three of a Three-Part Series on Getting Started in the Residential Mortgage Loan Origination Business
Hitting the Mortgage Originations Ground Running Part Three of a Three-Part Series on Getting Started in the Residential Mortgage Loan Origination Business
How do you respond when someone asks you what you [...]
How to Get Licensed as a Residential Mortgage Loan Originator Part-Two of a Three-Part Series on Getting Started in the Residential Mortgage Loan Origination Business GalleryHow to Get Licensed as a Residential Mortgage Loan Originator Part-Two of a Three-Part Series on Getting Started in the Residential Mortgage Loan Origination Business
How to Get Licensed as a Residential Mortgage Loan Originator Part-Two of a Three-Part Series on Getting Started in the Residential Mortgage Loan Origination Business
Through last week’s article I described the available options for [...]
How to Become a Mortgage Loan Originator – Choosing Your Path Part One of a Three-Part Series on Getting Started in the Residential Mortgage Loan Origination Business GalleryHow to Become a Mortgage Loan Originator – Choosing Your Path Part One of a Three-Part Series on Getting Started in the Residential Mortgage Loan Origination Business
How to Become a Mortgage Loan Originator – Choosing Your Path Part One of a Three-Part Series on Getting Started in the Residential Mortgage Loan Origination Business
So, you want to be a residential mortgage loan originator [...]
How Hard is the NMLS Exam?
I have good news and I have bad news. I [...]
How Much Studying Does it Take to Pass the NMLS Exam?
As a popular NMLS Exam Prep Instructor and Mortgage Trainer, [...]
How To Choose Your NMLS-Approved, 20-Hour Pre-Licensing Course
As a seasoned mortgage trainer, I am regularly approached by [...]
Post-Licensure Training
A police officer intercepts you for driving 75 in [...]
The Four Strategies for NMLS Exam Success
With absolute certainty, the NMLS Exam is passable. But there’s [...]
Post Licensing
Exceptional mortgage training, OH YEAH! But we are SO [...]
